First-Time Homebuyer Checklist

Use this comprehensive checklist to ensure you don't miss any important steps in your home buying journey:

Before You Start Looking

• Check and improve your credit score
• Calculate your budget and down payment
• Get pre-approved for a mortgage
• Research neighborhoods and schools
• Find a trusted real estate agent

During Your Search

• Visit multiple properties
• Take detailed notes and photos
• Research comparable sales in the area
• Consider future resale value
• Check commute times and transportation

Making an Offer

• Review recent comparable sales
• Consider market conditions
• Include contingencies (inspection, financing)
• Set a timeline for response
• Be prepared to negotiate

After Your Offer is Accepted

• Schedule a home inspection
• Finalize your mortgage application
• Purchase homeowners insurance
• Review all closing documents
• Schedule the final walkthrough