Privacy Policy

Introduction

PlanMyWallet ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial calculators and tools.

By using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

Personal Information

We do not collect personal information such as names, email addresses, or financial data when you use our calculators. All calculations are performed locally in your browser, and we do not store any of the financial information you enter.

Usage Information

We may collect anonymous usage information to improve our services, including:

• Pages visited and time spent on our website
• Browser type and version
• Device information (operating system, screen resolution)
• General location data (city/state level, not specific addresses)
• Referring website information

Cookies and Tracking

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Improve our website functionality and user experience
• Provide personalized content and recommendations

How We Use Information

We use the information we collect to:

• Provide and maintain our financial calculators and tools
• Improve our website functionality and user experience
• Analyze usage patterns to enhance our services
• Develop new features and calculators
• Ensure website security and prevent fraud
• Comply with legal obligations

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties. We may share information in the following limited circumstances:

• Service Providers: We may share anonymous usage data with trusted third-party service providers who assist us in operating our website and improving our services
• Legal Requirements: We may disclose information if required by law or to protect our rights and safety
• Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the business transaction

Data Security

We implement appropriate security measures to protect your information:

• SSL encryption to secure data transmission
• Regular security audits and updates
• Limited access to user data by authorized personnel only
• Secure hosting infrastructure with industry-standard protections

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Rights and Choices

You have the following rights regarding your information:

• Access: Request information about what data we collect and how we use it
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information (where applicable)
• Opt-out: Opt out of certain data collection and use
• Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us using the information provided below.

Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any personal information.

We may use third-party analytics services (such as Google Analytics) to help us understand how users interact with our website. These services may collect information about your use of our website and other websites.

Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

International Users

Our services are hosted in the United States. If you are accessing our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our services after any changes constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: